MortgageFi
Mortgages
for digital assets
Borrow up to 50x leverage
without risk of liquidation
Earn competitive stablecoin yield
in all market conditions
Finance for bear market protection
with bull market exposure
Launch App Read Docs
Limited Strategic Raise
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Own your dream stack today!
Borrow more with less
Ever dreamt of becoming a wholecoiner? We offer under‑collateralized loans that only require as little as 2% deposit to secure for up to 30 years.
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50x leverage without price liquidation risk
Unlike typical DeFi loans that carry significant risk of liquidation our loans do not. As long as you keep up your repayments you're fully protected from margin calls leading to liquidation.
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Fixed USD monthly repayments
When you create a mortgage you lock‑in the today's price for the life of the loan. Each and every month you pay the same, making your financial planning predictable and convenient.
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Profit any day with Early Repay
Exit your mortgage whenever you like to realise profits on your position. Use our PnL indicator on your dashboard. This displays your profit whilst accounting for fees and past repayments.
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Provide liquidity to earn competitive yield
Deposit into the vault of your choice to start receiving mortgage repayments from borrowers. Rates are flexible and are expected to range from 10% during a bear market to 25%+ in the bull market.
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Yield boosting from early repayment fees
Borrowers who exit their mortgage positions pay a fee of 2% of their outstanding principal creating an attractive boost for Earn users.
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Borrower default protection
Unpaid mortgages don't just sit there diluting your yield. Loan defaults ensure mortgaged assets are returned to the pool for others to borrow and generate fees.
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Compound profits feature
Yield is accrued in our smart contracts and displayed on your dashboard. Reinvest your earnings back into the vault to compound your profits over time, maximizing your overall yield potential.
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Access capital trapped inside your investments
Take a Finance position on your long term assets in for an effective 98% LTV loan made up of a Mortgage and Earn position.
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Bear market protection
Hedge any downwards price action on your assets during a bear market. The Earn position you receive represents the soft‑pegged USD market value of your asset at the time of financing.
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Bull market upside exposure
Keep up mortgage repayments to retain the full upside exposure of your financedd asset. Mortgage repayments can be paid with the yield from your accompanying Earn position.
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Exit to stable coins via Uniswap
Release capital from your Earn position by exchanging for common stablecoins using our uniswap v4 pool.