MortgageFi
Mortgages
for digital assets
Borrow up to 50x leverage
without risk of liquidation
Earn competitive stablecoin yield
in all market conditions
CMP for bear market protection
with bull market exposure
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Own your dream stack today!
Borrow more with less
Ever dreamt of becoming a wholecoiner? We offer under‑collateralized loans that only require as little as 2% deposit to secure for up to 30 years.
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50x leverage without price liquidation risk
Unlike typical DeFi loans that carry significant risk of liquidation our loans do not. As long as you keep up your repayments you're fully protected from margin calls leading to liquidation.
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Fixed USD monthly repayments
When you create a mortgage you lock‑in the today's price for the life of the loan. Each and every month you pay the same, making your financial planning predictable and convenient.
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Profit any day with Early Repay
Exit your mortgage whenever you like to realise profits on your position. Use our PnL indicator on your dashboard. This displays your profit whilst accounting for fees and past repayments.
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Provide liquidity to earn competitive yield
Deposit into the vault of your choice to start receiving mortgage repayments from borrowers. Rates are flexible and are expected to range from 10% during a bear market to 25%+ in the bull market.
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Yield boosting from early repayment fees
Borrowers who exit their mortgage positions pay a fee of 2% of their outstanding principal creating an attractive boost for Earn users.
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Borrower default protection
Unpaid mortgages don't just sit there diluting your yield. Loan defaults ensure mortgaged assets are returned to the pool for others to borrow and generate fees.
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Compound profits feature
Yield is accrued in our smart contracts and displayed on your dashboard. Reinvest your earnings back into the vault to compound your profits over time, maximizing your overall yield potential.
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Take a loan against your long term assets without fear of price liquidation
Deposit your assets as collateral for an effective 98% LTV loan made up of Earn synthetic stablecoins together with a mortgage position equal to your deposit.
Unlike typical DeFi CDPs, CMPs have fixed monthly repayments and no risk of liquidation. This gives you greater control and predictability over your finances.
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Get 2 products in 1
A CMP position consists of both a Mortgage and an Earn position. This gives you the flexibility to borrow against your assets whilst earning competitive yield all in one simple package.
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More control than a CDP
Independently manage your Mortgage and Earn positions. Repay your mortgage early to unlock profits or add more funds to your Earn position to boost your yield.
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Bear market protection
Hedge any downwards price action on your assets during a bear market. The Earn position you receive represents the soft‑pegged USD market value of your asset at the time of opening your position.
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Bull market upside exposure
Keep up mortgage repayments to retain the full upside exposure of your asset. Mortgage repayments can be paid with the yield from your accompanying Earn position.